Precharge! Making E-commerce Safe.

Since 2003 the Precharge team has developed ways to aggressively fight the scourge of internet credit card fraud through cost effective ways, making e-commerce safe and restoring customer confidence in the sector.

For e-commerce to thrive, customers have to be assured of the security of the system they use. Precharge eliminates the risk by providing a secure easy to use platform for transactions eliminating credit card fraud in the ever changing market place. Precharge is a must use system for merchants that frequently conduct transactions online.

Precharge goes a step further in protect you from fraudulent purchases of products and services, by providing a warranty so in the event you receive a charge-back while using our pre-charge system you will not be liable for the loss.

We at Precharge have a spelt out process in ensuring the protection of our clients and our approach involves:

• Screening each transaction made through our global precharge network
• Managing the chargeback process from inception to completion
• Analyze every charge-back from order to delivery
• Prepare documentation such as the rebuttal, proof and other supporting documents
• Responding to charge-back notice and retrieval requests
• Within 45 days we reimburse merchants for all qualified transactions.

Advantages of using Precharge

• Total transparency and no user registration
• International transaction support
• Increased order processing
• Efficient service run by professional staff
• Your merchant account, gateway and order processing

Is Getting a credit Card The Right Move For A student

In previous years credit card companies made college campuses a goldmine to find a large portion of new credit cardholders.  In 2009 the Credit Card Accountability, Responsibility and Disclosure (CARD) Act helped to eliminate credit card companies from offering multiple credit cards to students who have limited to no income.  This has eliminated many students from becoming victims of overspending due to a lack of financial understanding and knowledge.  In the past the free giveaways for completing applications such as t-shirts, pens and other gimmicky items lead to a future of debt and poor FICO scores after the students received their cards. 

 

It is part of a parent's and mentor's responsibility to assist young adults in college to begin to navigate the complex world of personal finances.  If the proper credit cards are chosen as well as responsible spendingguidelines followed a student’s first card can be an asset and learning tool.  Since there are so many different types of cards with various rates and rewards it is important that you teach your student what options would be the best choice for them.  The lessons learned during a student's first experience with a credit card will help to form their habits that will affect their financial futures.

NOOSY SIM Adapter: The One-Size-Fits-All Solution for SIM Chips

If you upgraded your iPhone 4 when Apple released the iPhone 5, you may have been surprised tolearn that you had to change SIM chips.In 2012, mobile service providers introduced the Nano SIM, the fourth version of the original SIM chip. In response to these changes, NOOSY created a SIM adapter that has the ability convert both Micro and Nano SIMs to a standard SIM size.

How It Works

To use the NOOSY SIM adapter, insert the smaller SIM chip into the adapter that is one size larger. For example, if you have a Nano SIM chip, insert it into the Nano-to-Micro adapter. Then, insert the Nano-to-Micro adapter into the Micro SIM adapter to restore the standard size. If you’re starting with a Micro SIM chip, you will only need to insert the SIM into the Micro adapter.

Source: NOOSY website

Sounds easy enough, right? To help you decide whether or not to buy the NOOSY adapter, here are some pros and cons:

Pros

·         Convenience: One of the most obvious benefits of the NOOSY adapter is the convenience that comes with no longer having to switch SIM chips.

·         Material: The NOOSY adapter is made from high-quality, solid material that is not easily breakable.

·         Versatility: You can use the NOOSY adapter with all mobile devices- it isn’t just limited to the iPhone.

·         Size Variety: A nice feature of the NOOSY adapter is that you can use it for Nano SIM chips as well as Micro SIM chips. There is no need to buy multiple adapters.

·         Fit-To-Size: Because the NOOSY adapter is carved by precision molds, even the Nano SIM chip will not drop from the adapter.

Cons

Is there a downside? Yes and no.According to online customer reviews, 8/11 people say it’s perfect, while the other three peoplehave experienced some issues. With that said, here are the areas that received complaints:

·         Too Big: Some customers have had problems with their SIM chip popping out of the adapter.

·         Too Small:Other customers have said that their SIM chips would not fit in the adapter.

Analysis

There are definitely more pros than cons with this adapter, but what it really comes down to is your willingness to chance being one of those people who experience problems with it. In terms of convenience, quality, and usefulness, this adapter typically exceeds expectations, with occasional exceptions.

Conclusion

Overall, the NOOSY adapter is probably worth a try if you’re in need of an affordable SIM resizing solution. Based on reviews, however, it is recommended that you check the exchange policy before making your final purchase.

Design A Website

Design a Website is a company that will definitely be able to cater to your needs if you want professional looking websites on a budget. They are a perfect example of a company that loves its work, and it really shows with the number of quality sites that they have produced as well as with the number of highly satisfied customers that have made them the number one go to company when it comes to creating powerful and complete web sites.

Pricing

One thing that makes Design a Website one of the top 10 website design companies is its pricing. The company often offers limited time only discounts where they slash prices for their services by half. This includes website development, SEO services, leaflet design and printing, website hosting, and many more. As such, this is one of the most watched out companies especially if you want to get bigger savings since you will never know when they will offer price drops. This will allow you to get more without spending as much.

Also, one of the best things about Design a Website that shouldn’t be missed out on is their goal to never mislead their clients. This means that they provide flat rates for their services without any hidden costs or charges, which in turn means that you will know exactly how much you are paying for before development even begins.

Design Skills

Design a Website can also be considered as one of the top 10 web designers as they are capable of creating very interestingly themed pages that are attractive and pleasing to the eye. By simply looking at their site, you can see some of the pages that they have created, allowing you to see what to expect if ever you have your site made by them. They are able to create pages based on your vision, and they can mix and match colours so that they can follow a central theme all throughout.

Their styles range from a variety of different themes but would still look professional, so it does not matter who your target audience or market is, as they can create a design custom made for your tastes and preferences. Aside from websites, Design a Website also excels in creating logos, banners, and other materials that will be fresh, unique, and utterly captivating for the audience.

Reputation

You don’t have to completely trust this website design review, as there are other companies that have benefited from the service that Design a Website has provided them. By visiting their home page, you will be able to see their past works, as well as some of the feedback that came from some very satisfied customers. This adds further credibility to this website design review, and would make you believe that Design a Website can deliver what it promises, and more.

Customer Service

Design a Website boasts an exemplary form of customer service where clients can talk to the team by phone or via email. This will help clients resolve any issues or concerns that might about during and post development. The team is dedicated towards total customer satisfaction, which is why they are dedicated towards working closely with clients so that your visions and ideas can come to life to the letter. Of course, that doesn’t mean that Design a Website would provide suggestions or additional insights as they see fit, as their goal is to produce the best output that will be able to meet your needs.

You can try out Design a Website’s very accommodating customer service that will respond to you promptly and professionally each time you make an email or a call to them, and they will do their best to resolve any issue to address any questions that you may have.

Additional Services

Design a Website is considered as one of the top 10 website design companies for, in addition to providing high quality websites, they are also able to offer several other additional services that will cater to the need of customers. These offers are available at a discounted price and can even be included in the package, depending on the site that you want developed. Extras include SEO services, the ability to modify content via a CMS, reporting and analytic tools, content writing, domain hosting, and many more. This makes Design a Website a one stop shop when it comes to creating websites that can generate high traffic and have extensible functionalities that will make setting up your site a very easy and hassle free task.

Summary

In conclusion to this website design review, it can be safely said that Design a Website is a company that truly deserves to be one of the top 10 website design companies today. It can cater to websites of any size, and they can provide beautifully crafted sites that can fulfil their intended functions. Sites created by the company are not only beautiful, but they are also very functional and user friendly as well, allowing users ease with regards to usage and navigation.

Consumers can really get behind the simple and affordable pricing schemes that the company has to offer, and Design a Website can also provide them with additional services with little to no cost. With this, it can be said that Design a Website truly provides a complete package for anyone and everyone that would need a website developed for them.

Aside from the core services, clients will also get to enjoy great service and quick response times from the development team so that you will be kept up to date during the entire stage of development. What would result is a site that will fit your needs and suit your personal tastes, and all for a very justifiable price. This web design review thus fully recommends Design a Website for companies and individuals that would like a convenient, cheap, yet very effective supplier for all of their website design and development needs, regardless of theme, target audience, or industry that they want to pursue.

Written by Latoya Lawrence, a freelance writer on quit a few sites including odesk and Fiveer.