Precharge! Making E-commerce Safe.

Since 2003 the Precharge team has developed ways to aggressively fight the scourge of internet credit card fraud through cost effective ways, making e-commerce safe and restoring customer confidence in the sector.

For e-commerce to thrive, customers have to be assured of the security of the system they use. Precharge eliminates the risk by providing a secure easy to use platform for transactions eliminating credit card fraud in the ever changing market place. Precharge is a must use system for merchants that frequently conduct transactions online.

Precharge goes a step further in protect you from fraudulent purchases of products and services, by providing a warranty so in the event you receive a charge-back while using our pre-charge system you will not be liable for the loss.

We at Precharge have a spelt out process in ensuring the protection of our clients and our approach involves:

• Screening each transaction made through our global precharge network
• Managing the chargeback process from inception to completion
• Analyze every charge-back from order to delivery
• Prepare documentation such as the rebuttal, proof and other supporting documents
• Responding to charge-back notice and retrieval requests
• Within 45 days we reimburse merchants for all qualified transactions.

Advantages of using Precharge

• Total transparency and no user registration
• International transaction support
• Increased order processing
• Efficient service run by professional staff
• Your merchant account, gateway and order processing

Is Getting a credit Card The Right Move For A student

In previous years credit card companies made college campuses a goldmine to find a large portion of new credit cardholders.  In 2009 the Credit Card Accountability, Responsibility and Disclosure (CARD) Act helped to eliminate credit card companies from offering multiple credit cards to students who have limited to no income.  This has eliminated many students from becoming victims of overspending due to a lack of financial understanding and knowledge.  In the past the free giveaways for completing applications such as t-shirts, pens and other gimmicky items lead to a future of debt and poor FICO scores after the students received their cards. 

 

It is part of a parent's and mentor's responsibility to assist young adults in college to begin to navigate the complex world of personal finances.  If the proper credit cards are chosen as well as responsible spendingguidelines followed a student’s first card can be an asset and learning tool.  Since there are so many different types of cards with various rates and rewards it is important that you teach your student what options would be the best choice for them.  The lessons learned during a student's first experience with a credit card will help to form their habits that will affect their financial futures.

NOOSY SIM Adapter: The One-Size-Fits-All Solution for SIM Chips

If you upgraded your iPhone 4 when Apple released the iPhone 5, you may have been surprised tolearn that you had to change SIM chips.In 2012, mobile service providers introduced the Nano SIM, the fourth version of the original SIM chip. In response to these changes, NOOSY created a SIM adapter that has the ability convert both Micro and Nano SIMs to a standard SIM size.

How It Works

To use the NOOSY SIM adapter, insert the smaller SIM chip into the adapter that is one size larger. For example, if you have a Nano SIM chip, insert it into the Nano-to-Micro adapter. Then, insert the Nano-to-Micro adapter into the Micro SIM adapter to restore the standard size. If you’re starting with a Micro SIM chip, you will only need to insert the SIM into the Micro adapter.

Source: NOOSY website

Sounds easy enough, right? To help you decide whether or not to buy the NOOSY adapter, here are some pros and cons:

Pros

·         Convenience: One of the most obvious benefits of the NOOSY adapter is the convenience that comes with no longer having to switch SIM chips.

·         Material: The NOOSY adapter is made from high-quality, solid material that is not easily breakable.

·         Versatility: You can use the NOOSY adapter with all mobile devices- it isn’t just limited to the iPhone.

·         Size Variety: A nice feature of the NOOSY adapter is that you can use it for Nano SIM chips as well as Micro SIM chips. There is no need to buy multiple adapters.

·         Fit-To-Size: Because the NOOSY adapter is carved by precision molds, even the Nano SIM chip will not drop from the adapter.

Cons

Is there a downside? Yes and no.According to online customer reviews, 8/11 people say it’s perfect, while the other three peoplehave experienced some issues. With that said, here are the areas that received complaints:

·         Too Big: Some customers have had problems with their SIM chip popping out of the adapter.

·         Too Small:Other customers have said that their SIM chips would not fit in the adapter.

Analysis

There are definitely more pros than cons with this adapter, but what it really comes down to is your willingness to chance being one of those people who experience problems with it. In terms of convenience, quality, and usefulness, this adapter typically exceeds expectations, with occasional exceptions.

Conclusion

Overall, the NOOSY adapter is probably worth a try if you’re in need of an affordable SIM resizing solution. Based on reviews, however, it is recommended that you check the exchange policy before making your final purchase.